November Net Worth & Spending: +$1,403 NW

Another consecutive month of positive net worth! Click here for all Net Worth posts. My favourite time of the month is running over all my spending and seeing how far I’ve come in the year that I’ve been blogging – financially and mentally. I get so much satisfaction by holding myself accountable for my progress…

October Net Worth & Spending: +$571 NW

Since starting this blog in November 2016, I’ve increased my net worth by $20,500. And now, for the first time in my adult life I am worth positive net worth!! Let’s take a moment to celebrate! October just flew by and was very busy decluttering, minimising, working (like crazy) and getting prepared to relocate to Melbourne….

September Net Worth & Spending: -$2,621 NW

Like the monthly net worth updates? Follow The Earnest Addiction at the bottom of the page! Ohhh my what an unexpectedly SPENDY month! Unfortunately it was all me. Every single dollar spent was by me. While it was very spendy, I made some big achievements including decluttering and writing a record 11 posts in a month…

How to Radically Change Your Money Mindset and Build Wealth

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! ~~~~~~   As I’ve become better with managing money and more aware of my money mindset, I’ve become more observant to the differences in daily money habits and personality traits of successful, wealthy people compared to poor people.   Money is something…

August Net Worth & Spending: -$3,230 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ August has been a good and much calmer month than crazy July: I went on a long-weekend getaway for my birthday to Hobart (Tasmania) with Mr. Piggybanks, tried a scallop pie and smoked eel for the first time (Tasmanian specialities), changed jobs,…

My New, Mid-Year FY17/18 Financial Goals

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Now we’re in August, can you believe almost two thirds of the year is gone? One of my favourite things to do mid-year is to review what my original New Year’s resolutions where and whether or not I have stuck to the…

July Net Worth & Spending: -$4,213 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ July was a month of big achievements and even bigger spending. There were so many highlights to this month that I’ve dot-pointed them out to save your eyes from reading a painfully long essay post. The frugal wins also came with frugal…

June EOFY Net Worth & Spending: -$8,435 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ I am SO excited to write this post, you guys have no idea. End of Financial Year has come – the Christmas of personal finance! To see how previous months spending and net worth is, click here.   This has been my most…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

The 5 Money Lessons I Wish I Knew At 18 Years of Age

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite frugal vlogger, Budget Girl, I’m sharing with you the 5 money lessons that I wish I knew at 18 years old, which would have put me in a MUCH better financially position in the 8 years that have…

May Net Worth & Spending: -$11,804 NW

What a rollercoaster of a month! From travelling through tropical jungles to having a work/life crisis and feeling directionless to having an epiphany to becoming career-driven again and direction-FULL. Good thing I’m a woman because I don’t think any man could manage all those emotional ups and downs and come out alive (and sane).   I reached…

April Net Worth & Spending: -$13,817 NW

The April Net Worth & Spending monthly update is finally here! Better late than never right? Right? Mid-April was the beginning of my annual leave which continued into early May, so the bulk of my travel expenses as well as pre-travel work-stress shopping spree fell into this month. It was a splurgy month and I gave…