March Net Worth & Spending: -$18,269 NW

That time of the month has come around once again to air my dirty financial laundry and dissect the glorious damage.

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While it was still a bit of a spendy month, I had some major personal wins:

  • Attended my first Mr. Money Mustache meetup and met some awesome other Mustachians. It felt like a mix between going on a blind-date and attending a secret illuminati meeting with a secret FIRE agenda. First rule of FIRE club, don’t talk about FIRE club.
  • Bought my second lot of Vanguard VAS EFT shares and was thrilled to see it appreciate
  • Kept my alcohol intake low – health win! At this rate, I’m adding another 10 years on to my life every month!
  • Bought a bag online, complained about the quality and received almost 40% back as a partial refund. Consumer win!
  • Mr. Piggybanks and I booked flights for our first international holiday together!

 

And some big fails:

  • After an alcohol-free Dry Feb, I went out in the first weekend of March for a fabulously messy and boozy night, then suffered from an empty wallet and horrendous hangover for the next couple of days.
  • Forgetting to do groceries and meal-planning kept the monthly take-away expenses ridiculously high.
  • Didn’t post as much as I wanted to 😦

 

Now it’s March Spending and Net Worth time!

Want to see how I spent for the previous months? Click here for previous months’ net worth and spending.
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Mr. Piggybanks and I travelled to Melbourne this month (all expenses paid except for transport to/from airport) and have booked our flights for an upcoming holiday next month so travel expenses and public transport expenses were high.

Dining out expenses were higher than last month. I had so many brunch and lunch catch-up dates with people I hadn’t seen for a long time which was well worth it.

On top of that, I was work work work working overtime and pulling long hours so take-away ended up being the only thing getting me out of the office and seeing sunlight (literally).

The more overtime I worked, and more I shopped! Clothing expenses went from $0 last month to $326 this month. Some were impulse purchases (working overtime you know) but others were items I’d been wanting for a while.

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Look at that magic! Nothing’s more satisfying than seeing that negative balance get smaller and smaller every month.

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Net worth has increased by $1621 in a month thanks to VAS shares appreciating, silver bullion increasing in value. No change in Superannuation or Student Loan due to the government balancing this quarterly so the balance won’t reflect my contributions until April closes. Spending could be reduced further so there’s a lot of potential to have this value become positive by end of year!

 

How did your March go? Love to hear about your savings and splurging!

 

xx Miss Piggy

 

Cover illustration by Alicia Malesai

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2 Comments Add yours

  1. It must have been great meeting up with other mustachians! Interesting how they don’t like to talk much about the FIRE club.

    Huge score getting that price reduction. They make stuff so cheaply lately that nothing ever lasts. I suppose it’s part of the buy, buy, buy consumer culture we are in. If they sell poor quality, then the consumerism wheel just keeps on turning!

    1. Miss Piggy says:

      It’s funny how everyone is so open within the FIRE space but very hush hush about their finances or investment strategies outside of the FIRE community. I guess there’s still a lot of taboo or uncomfortableness about talking about money unfortunately.

      As for the bag, yes, poor quality and fast trends certainly keep the consumer wheels turning! That’s reflected in fast fashion companies dominating the market vs expensive, quality brands. Hopefully consumers start to wake up to the damage fast fashion does on the environment and on the wallet!

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