Letting Go of Baggage

Moving into the New Year has brought a refreshed mindset and clarification of where I would like to be in my friendships, relationships and well-being in the next 365 days onwards. Outside of money, my focus is to reduce ‘waste’ as much as possible in these above three fields and let go of that which…

2016 Net Position + New Years Financial Resolutions

Yesterday I landed back in my hometown for the first time in a year to see family and friends for Christmas and New Years and realised how fast this year has flown by, and more importantly, how little my financial situation has progressed. Coming back home has been a financial reality check from the parents on…

Merry Christmas Readers!

I’m hoping that all my beautiful readers had an amazing Christmas surrounded by loved ones and looking forward to seeing you in the New Year! Thank you for reading my many financial blog ramblings and stay tuned for more in the new year! 😀   xx Miss Piggy

November Budget Blowout

Now that we’re coming up to the end of this year, I’m putting together monthly posts to expose the exorbitant costs I’ve incurred in the month of November. Drum roll please! Ta da! Ok.. let’s look at the nitty gritty detail: Yikes. Not so good, given that these expenses sum up very closely to my after-tax pay…

I blew the budget…again

I am so so sick of living paycheque to paycheque, yet I still manage to blow the budget every single month. I’m becoming more conscious about my financial health, realising that I don’t have anywhere near 3 – 6 months cash as an ’emergency fund’ to cover my living expenses in the event where I’m…

Luxury is an experience, not an expense

The message that luxury is a frivolous and excessive expense is a tale that many frugal bloggers preach to FI followers. The old frugal folklore that luxury is the evil child of consumerism and the fodder to greed reins supreme in FI territory. There are articles upon articles telling readers to focus on the importance…